Jose L. Torres is a seasoned financial and operational consultant with over 25 years of leadership experience in accounting, auditing, and community association management. Throughout his career, Jose has worked extensively with top consulting and accounting firms, including serving as Managing Director at Protiviti, where he built and led global practices specializing in risk management, financial controls, regulatory compliance, and operational audits. His expertise in evaluating financial systems, governance structures, and process efficiencies has helped organizations and community associations strengthen their financial stability and operational performance.

As Treasurer of Tropic Isles Co-Op, Jose oversees multi-million-dollar budgets, reserve funds, and vendor contracts while ensuring strict compliance with financial and regulatory standards. Through his consulting practice, he provides comprehensive operational assessments for HOAs, co-ops, and residential associations, reviewing financial statements, reserves, governance practices, vendor performance, and risk exposure. His recommendations equip boards with actionable strategies to improve budgeting, long-term planning, and transparency.

Jose’s background also includes executive roles in financial services and technology, including his tenure as EVP & CIO at Banesco USA, where he implemented enterprise-wide IT transformation and governance programs. A recognized leader and recipient of the STAR Award for outstanding community service, Jose combines accounting expertise with a hands-on approach to delivering clear, actionable insights that drive sustainable results.